Asset Limit for Benefits in Westland

Asset Limit for Benefits in Westland

The asset limit for benefits in Westland sets the maximum amount of savings and other assets you may hold to qualify for social assistance benefits. Under the Participation Act, if you exceed this limit, you must first use your own resources. For 2024, the limit is €7,575 for single persons and €15,150 for cohabiting partners. This article offers explanations, examples, and advice tailored to Westland residents.

Legal Basis of the Asset Limit

The asset rules are set out in the Participation Act (Pw), particularly Article 31 Pw. This requires those in need of benefits to convert assets into cash and use them for living expenses. Article 32 Pw lists what counts as assets: bank balances, investments, securities, movable goods such as jewelry or artwork, and real estate other than your primary home.

The government adjusts the limits annually through indexation. See the Participation Act Assets Exemption Regulation. For 2024 in Westland:

These amounts apply from January 1, 2024, and are subject to change. Check with the Municipality of Westland or our article on applying for benefits in Westland.

What Does the Municipality of Westland Count as Assets?

The Municipality of Westland assesses the marketable value after deducting debts. Overview:

• Fully countable: savings accounts, stocks, cryptocurrencies, second home, camper, boat (unless essential), expensive jewelry.
• Partially or not countable: primary residence (art. 34 Pw), car up to €2,300 (2024), essential furniture, student loans up to €15,000.
• Exceptions: leasehold on home, small art collections (up to €2,710 per person).

The assets of the entire household, including your partner, are taken into account.

Examples for Westland

Example 1: Unemployed single person from 's-Gravenzande. With €10,000 in savings, you exceed €7,575. The Municipality of Westland requires you to spend €2,425, e.g., on outstanding bills, before benefits.

Example 2: Westland couple with a vacation home in the dunes. €12,000 savings plus €50,000 home = €62,000. Exceeds €15,150: sell the home first.

Example 3: Single parent from Naaldwijk with a car. €8,000 savings and car worth €4,000 (only €1,700 counts above €2,300). Excess: spend €475.

The Municipality of Westland conducts an asset assessment and may initiate an investigation.

Rights and Obligations Regarding Assets in Westland

Rights:

• File an objection within 6 weeks with the District Court (Awb art. 6:3).
• Reasonable period to spend, often 2-4 years for illiquid assets like a second home.
• Exemption in special circumstances such as illness (art. 31(3) Pw).

Obligations:

1. Fully disclose assets when applying to the Municipality of Westland.
2. Convert and spend assets.
3. Report changes within 8 days (art. 47 Pw).

Non-compliance may lead to recovery or deduction.

Tips for Westland Residents

Avoid issues:

• Check first: Use the Government calculator.
• Use exemptions: For studies or debts.
• Document everything: Receipts for sales/expenses.
• Seek help: Contact the Municipality of Westland, Westland Legal Aid Office, or a local lawyer.
• Read more: About objecting to benefits in Westland or income limits.

Frequently Asked Questions for Westland