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Uninsured for Health Insurance in Westland: What Now?

Are you uninsured for health insurance in Westland? Discover the consequences, fines, and how you can still take out insurance to prevent problems.

2 min leestijd

In the Netherlands, everyone must have health insurance. Are you uninsured in Westland? Then you risk a fine. Find out here what you can do.

Mandatory Health Insurance in the Netherlands

If you live or work in the Netherlands, you are required to take out basic health insurance. This applies immediately from the moment you establish residence in the Netherlands.

Risks of Being Uninsured

  • You receive a warning from the CAK
  • You have 3 months to take out insurance
  • Without action, you receive a fine of approximately € 488 (2024)
  • If you remain uninsured? Then after 3 months a new fine follows
  • The CAK can ultimately arrange insurance for you

Insurance via the CAK

If you do not take out insurance after repeated warnings, the CAK arranges basic insurance with a random provider. You then pay:

  • The monthly premium of the insurance
  • Additional administrative costs
  • All previously imposed fines

How to Take Out Insurance

It is never too late to insure yourself. Follow these steps:

  1. Find a suitable health insurer
  2. Take out basic insurance online or by phone
  3. You are immediately covered for healthcare costs
  4. Retroactive effect is possible (maximum 4 months)

Frequently Asked Questions about Health Insurance in Westland

Can I be refused by an insurer?

No, insurers are required to accept you for basic insurance, regardless of your situation.

What if I cannot pay the premium?

You can apply for healthcare allowance via the Tax Authorities. In case of financial problems, you can seek help from the Westland municipality or contact the [Juridisch Loket Westland](https://www.juridischloket.nl/contact/westland).

Am I insured during temporary stay abroad?

This depends on your circumstances. For a stay longer than 1 year outside the Netherlands, you may be deregistered.

Additional Information and Help

Do you have questions or problems with your health insurance in Westland? Contact the Juridisch Loket Westland for free advice. For legal proceedings, you can go to the District Court of The Hague, the district under which Westland falls.