No-Risk Policy for Employers in Westland: Safely Hiring Staff with Disabilities
The no-risk policy for employers is a UWV scheme that protects employers in Westland against financial risks when hiring employees with a work limitation or medical history. Think of greenhouse workers or logistics staff in horticulture. If the employee falls ill within five years, the UWV covers the wage continuation costs. This promotes inclusion in the Westland job market, especially for Wajong recipients and benefit claimants from the region.
What Does a No-Risk Policy Entail for Westland?
A no-risk policy is not a commercial insurance policy, but a UWV agreement that covers risks. For example: a nursery in 's-Gravenzande hires a Wajong recipient for sorting work. If that person becomes ill after starting, the UWV pays the wage costs from day 43 (or day 1 for chronic conditions). The scheme lasts a maximum of five years and is extendable under certain conditions, ideal for seasonal work in Westland.
This helps local employers hire 'vulnerable' workers without fear, in line with the Participation Act and the Work and Security Act (WWZ). In Westland, it encourages jobs in the horticulture sector.
Legal Basis of the No-Risk Policy in Westland
The no-risk policy for employers stems from UWV policy, enshrined in the Work and Income according to Labour Capacity Act (WIA) (Article 42 et seq.) and Sickness Benefits Act (ZW) (Article 28 et seq.). The UWV applies the Policy Rules on Wage Continuation during Illness and Reintegration 2018. For Wajong recipients, the Disability Insurance for Young Disabled Persons Act (Wajong), Article 15a applies.
Since 2021, tightened by the Act Introducing Reintegration Obligations (WIA): apply for the policy before or within four weeks of commencement via the UWV portal. For disputes, contact the Westland District Court or Juridisch Loket Westland.
Who Qualifies for the No-Risk Policy in Westland?
The UWV selects based on target groups:
- People receiving Wajong, WIA, or Sickness Benefits Act benefits.
- Employees unfit for work for less than two years at the time of hiring.
- Chronically ill individuals (more than 85% disabled).
- Refugees with status and benefits.
Example: Sarah from Naaldwijk with a Wajong benefit due to autism starts at a Westland horticulture company. After three months of illness: UWV pays from day 43, not the employer.
Difference With and Without No-Risk Policy
| Situation | Without Policy | With Policy |
|---|---|---|
| Wage continuation during illness (first 2 years) | Employer pays 70-100% wages | UWV from day 43 (day 1 for chronic) |
| Duration | N/A | 5 years, extendable |
| Employer costs | Full risk | No wage costs during illness |
| Reintegration | Employer alone | Shared with UWV |
Rights and Obligations under the No-Risk Policy in Westland
Employer's rights:
- Reimbursement during illness.
- Exemption from Gatekeeper obligations for this employee.
- Payroll tax credit on reimbursements.
Employer's obligations:
- Report hiring within 2 weeks to UWV.
- Implement reintegration (tracks 1 and 2).
- Maintain payroll records.
Employee's rights: Full employment contract protection; dismissal during illness requires UWV approval via Westland District Court. Obligations: Cooperate in reintegration.
Example: Horticulture company in Monster hires Tom (ex-WIA) with policy. After a year of back issues: UWV pays ZW from week 2. Without policy: €50,000+ costs for employer.
Frequently Asked Questions about No-Risk Policy in Westland
Can I apply for the policy for a temporary contract?
Yes, until end of contract or 5 years. Extend chains via UWV; handy for seasonal work.
Ill at commencement?
Day 1 reimbursement if recurrence within 5 years, otherwise day 43. Check UWV status.
Automatically expires after 5 years?
Yes, but extend if target group via UWV.
Inform the employee?
Not mandatory, but advisable for trust. Mention in contract.
Tips for Employers in Westland
Make optimal use of the no-risk policy for employers:
- Application: Via Mijn UWV for Employers, free within 2 weeks.
- Document medical info, hires, and reports.
- Combine with Municipality of Westland subsidies or wage cost subsidies (up to 75% for Wajongers).
- Call Juridisch Loket Westland with questions or UWV office.
- Read more: Working with Wajong in Westland, Wajong in Westland or Sickness Benefits Act in Westland.
Practical tip: Check UWV target groups list for Westland vacancies. Bulk applications for multiple hires save time. The no-risk policy lowers barriers to inclusive employment in Westland.