What does the IVA entail?
The IVA (Income Provision for Completely Disabled Persons) is a scheme for people who are completely and permanently disabled for work. This means that you are 80-100% disabled for work and the chance of recovery is very small or absent.
Conditions for an IVA benefit
| Criterion | Requirement |
|---|---|
| Disability for work | 80-100% |
| Permanence | Little to no chance of improvement |
| Waiting period | 104 weeks of illness completed |
| Insurance | Insured on the first day of illness |
Amount of the IVA benefit
75% of your Daily Wage
The IVA benefit amounts to 75% of your WIA monthly wage, based on your former income. This percentage is higher than for a WGA benefit, because you are no longer able to work. The benefit continues until you reach AOW age.
Duration of the IVA scheme
The IVA benefit normally applies until you reach AOW age:
- No maximum duration has been set
- Periodic checks by the UWV are possible
- The benefit stops upon reaching AOW age or upon recovery
IVA and Employment
Even though you have been declared completely disabled for work:
- It is permitted to work
- Income is offset against your benefit
- Long-term work may lead to a reassessment
- Small earnings are often tolerated
Transition from WGA to IVA
If you initially receive a WGA benefit and your health deteriorates, you can:
- Request a new assessment from the UWV
- For 80-100% disability for work and permanence: transition to IVA
- IVA provides a higher benefit than WGA
Early Award of IVA
In some cases, you can already receive an IVA benefit before the end of the waiting period, if it is established that recovery is no longer possible.
How does the UWV determine if my disability for work is permanent?
An insurance physician of the UWV assesses this based on medical records and future prospects. In case of uncertainty, a WGA benefit is often awarded first.
Can my IVA benefit be terminated?
This can only happen if your health condition improves. The UWV may conduct periodic reassessments.
Do I receive holiday pay with an IVA benefit?
Yes, you receive a holiday allowance of 8%, which is usually paid out in May.
Frequently Asked Questions about IVA in Westland
How can I apply for an IVA benefit?
An application for IVA is not necessary. After 104 weeks of illness, the UWV automatically assesses whether you qualify. Ensure that your employer and doctor submit all relevant medical information in time. In case of uncertainty, you can request a reassessment yourself via the UWV website.
What if I start working alongside my IVA benefit?
Working alongside IVA is permitted, but income is offset against your benefit. Small earnings, such as from volunteer work, often have no effect. For structural work, the UWV may reassess your situation, which may lead to a lower benefit or termination. Always report your plans to the UWV in advance.
Can I transition from WGA to IVA if my health deteriorates?
Yes, if your disability for work increases to 80-100% and is permanent, you can request a reassessment via the UWV website or through your labour expert. An insurance physician determines whether you are entitled to IVA, which provides a higher benefit.
What is the exact amount of my IVA benefit?
The benefit amounts to 75% of your WIA monthly wage, based on your former salary (up to a maximum daily wage). The exact amount depends on your last income and is adjusted annually.
Contact and Support in Westland
For legal questions or help with your IVA application, you can contact the Juridisch Loket Westland. In addition, matters regarding disability for work in this region fall under the District Court of The Hague.