What is the Anw?
The General Survivors Act (Anw) provides a financial benefit to survivors after the death of their partner. This benefit compensates for the loss of income. Note: not everyone qualifies, as the conditions are strict.
Conditions for Anw in Westland
| Criterion | Requirement |
|---|---|
| Death of partner | Married, registered partnership or cohabiting |
| Insurance | Deceased was covered by Anw insurance |
| Age or responsibility | You are disabled or you have a child under 18 years old |
When is there entitlement to Anw?
You qualify for Anw if:
- You care for a child younger than 18 years, or
- You are at least 45% disabled
If you do not meet any of these criteria, you will not receive a benefit.
Anw Amounts 2024
Maximum benefits
| Situation | Gross monthly amount |
|---|---|
| Survivor's benefit | ±€1.450 |
| Half-orphan benefit (per child) | ±€430 |
| Full orphan benefit | ±€430 - €650 |
Note: own income may reduce the benefit.
Duration of the Anw benefit
- Until your AOW age (in case of disability)
- Until your youngest child is 18 years old (in case of care responsibility)
- Ends upon new cohabitation or marriage
Influence of income on Anw
Own income is partially offset:
- 50% of income above the exemption threshold is deducted
- Income from work, benefits or pensions counts
- Assets have no influence
Will I get Anw if I was unmarried and cohabiting?
Yes, provided you had a notarial cohabitation agreement or a joint child. Otherwise, this is often not possible.
Does the Anw end upon new cohabitation?
Yes, upon entering a new cohabitation relationship, the Anw benefit lapses.
What if my former partner dies?
Ex-partners generally have no right to Anw, except if you received alimony.
Frequently asked questions about Anw in Westland
How do I apply for an Anw benefit?
You can submit an application via the Social Insurance Bank (SVB) in Westland, online with DigiD via Mijn SVB or by telephone. Provide documents such as a death certificate and possibly a cohabitation agreement. The SVB will assess your application. Apply as soon as possible, because the benefit starts only after approval without retroactive effect.
Can I receive Anw without children or disability?
No, without children under 18 years or without at least 45% disability, you have no right to Anw. Consider alternatives such as social assistance via the Westland municipality or a death benefit via a pension scheme.
What is the income threshold for reduction of Anw?
In 2024, the exemption threshold is around €1.450 gross per month. 50% of the income above that is deducted from your Anw. For example: with €1.800 income, €350 (50% of €700) is reduced.
What happens to Anw when my child turns 18?
If your youngest child turns 18 and you receive Anw on the basis of care, the benefit stops. In case of disability, it continues until AOW age. Contact the SVB for your specific situation in Westland.
Help in Westland
For legal questions about Anw, you can go to the Juridisch Loket Westland. For cases that go to court, Westland falls under the Rechtbank Den Haag.