Exceptions to Voluntary AOW Insurance Abroad for Residents of Westland

The voluntary AOW (General Old Age Pensions Act) insurance includes several exceptions that are essential for residents of Westland, such as greenhouse builders and agricultural entrepreneurs who emigrate. For instance, if you reside in a treaty country like Australia or Canada, automatic coverage often applies without the need for voluntary premium payments. For non-treaty countries such as Thailand or the USA, voluntary insurance is mandatory to prevent pension gaps, which is particularly relevant for Westland exporters with international ties. A crucial exception is the 'deemed insurance' for individuals who lived in the Netherlands, possibly in Westland, before 1951 and subsequently emigrated. EU citizens benefit from more flexible rules under Regulation 883/2004. If you are absent for more than six months, you risk losing your entitlement unless you apply in a timely manner with the Social Insurance Bank (SVB) – in Westland, you can visit the local UWV office in 's-Gravenzande for advice. In cases of dual nationality, your entitlement may lapse if you declare another country of residence. Practical for Westland residents: verify your status via the SVB counter or the Westland Werkt portal. If you exceed the reference date (five years before reaching AOW age), you must pay premiums, sometimes retroactively. These rules help prevent surprises and protect your pension rights.