Exclusions and Limitations in Policy Conditions for Administrative Law Westland

# Exclusions and Limitations in Policy Conditions for Administrative Law Westland ## Introduction In Westland, known for its glasshouse horticulture and greenhouse complexes, strict exclusions apply to legal expenses insurance for administrative law. These provisions prevent abuse and protect insurers against claims relating to local disputes, such as permits for greenhouse construction or environmental regulations. ## Key Exclusions - **Determination period**: Disputes that were already known to entrepreneurs in Westland before the policy inception, such as ongoing fines for crop protection, are not covered. - **Own fault**: Intentional violation of rules, for example illegal expansion of a greenhouse in Poeldijk or 's-Gravenzande, results in forfeiture of coverage. - **Non-mandatory procedures**: Strategic lawsuits without a chance of success, such as objections to standard enforcement by the Omgevingsdienst West-Holland, are excluded. - **Height of limits**: Maximum €25,000 per procedure, with a deductible of €250, specifically for Westland administrative matters. ## Specific Limitations In Westland's environmental law, no coverage for illegal constructions without permits. For social security, exclusion for fraudulent subsidies to growers. Insured parties must report disputes within 30 days to the insurer, taking into account local procedures with the Westland municipality. ## Practical Examples An objection to a fine for late parking in Naaldwijk is covered, but repeated violations in transporting harvest in Honselersdijk are not. A practical example: a grower in Monster lost coverage due to own fault in pesticide use. Always consult your policy for exact conditions in accordance with the Wft and local Westland regulations. ## Advice Check exclusions when taking out the policy, especially for Westland horticulture risks. In case of doubt about a permit or fine: report promptly to the insurer. (212 words)