Subrogation after direct action in Westland: what happens next?

After payment via direct action in Westland, subrogation takes effect: your WAM insurer takes over your rights to recover the damage from the liable party, such as in a collision on the N213 or in the greenhouse polders. This is regulated in Article 6:10 of the Dutch Civil Code (BW) and Article 22 of the Motor Vehicle Liability Insurance Act (WMV). Your insurer initiates a recourse procedure against the counterparty or their insurer, often without your involvement, and makes use of local expertise in the Westland region. You receive 100% reimbursement minus deductible, and your no-claim discount remains intact if the other party is at fault – crucial for Westland entrepreneurs with company vehicles. In cases of shared liability, for example in busy traffic around Poeldijk or 's-Gravenzande, this is settled pro rata. Practice: insurers exchange information via the Central Bureau for Damage Compensation Arrangements (CBS), with rapid handling for Westland claims. If the liable party is uninsured, the Motor Vehicle Liability Insurance Fund (WA-Verzekeringsfonds) pays out. You do not need to take any extra steps, but cooperate with requests for information, such as dashcam footage from greenhouse horticulture routes. Benefits: rapid assistance for Westland growers and commuters, costs shifted elsewhere. Drawbacks: possible delay in no-claim restoration due to seasonal pressure. Recent developments with digital portals accelerate subrogation in Westland. Victims rarely report problems, but in case of disputes, you can contact the Insurance Ombudsman or local Kifid advisors.