With legal expenses insurance, you can cover legal costs for proceedings against the government in Westland. Discover what is covered and what is not.
What is covered under legal expenses insurance?
Legal expenses insurance generally provides coverage for:
- Costs for legal assistance or lawyers
- Court fees at courts such as the District Court of The Hague
- Costs for expert reports
- Sometimes the opponent's procedural costs
Administrative law matters in the policy
Many insurances support disputes in administrative law, including:
- Objection procedures against refused permits
- Appeals against imposed fines or penalty payments
- Disputes over social benefits
- Proceedings regarding planning damage
What is often excluded?
Be alert to exclusions in your policy, such as:
| Exclusion | Explanation |
|---|---|
| Construction disputes | Problems with own construction projects |
| Business conflicts | In a personal policy |
| Existing conflicts | Disputes that already existed before the insurance |
| Hopeless cases | Insurer may refuse coverage if there is little chance of success |
Freedom of choice of lawyer
You have the right to your own lawyer (free choice), but take into account:
- This applies only to cases before the court
- Reimbursement is often limited to a maximum amount
- In objection procedures, the insurer may assign its own lawyer
No insurance in Westland?
If you do not have legal expenses insurance, you can seek help from:
- Juridisch Loket Westland for free advice
- Subsidised legal aid via a legal aid certificate
- Social welfare officers via the Westland municipality
Frequently asked questions about legal expenses insurance
Do I need to inform my insurer immediately?
Yes, report your dispute as soon as possible. The insurer determines whether coverage is possible.
What if my insurer considers the case not viable?
You can request a second opinion or use the dispute resolution in your policy.
Is appeal on points of law also covered?
In most cases yes, but consult your policy conditions for specific rules.