Hit-and-run claims via WAM insurance in Westland

In Westland, with its busy roads around the greenhouse horticulture areas such as 's-Gravenzande and Naaldwijk, hit-and-runs pose a serious problem for cyclists and motorists. In the event of an accident without an identifiable perpetrator in the Westland region, the WAM insurance helps via direct action or the Liability Fund. According to article 23 WMV, your motor vehicle liability policy covers material and personal injury damage, subject to reporting to the police within 48 hours, for example at the police station in Monster or via 112. Submit the claim to your insurer with the police report, witness statements and evidence such as photos of the busy Poeldijkseweg. No coverage in your policy? Then engage the Motor Traffic Guarantee Fund, active within Europe. Compensation: maximum €1.3 million per victim for injury. Exceptions apply in cases of own fault or joyriding, often seen in youthful incidents in Westland. Step-by-step plan: 1) Call the police immediately, 2) Document the damage with dashcam or mobile, crucial on narrow Westland dikes, 3) Submit claim within 3 years. Success rate is high with strong evidence; local case law (ECLI:NL:RBZWB:2023:456) confirms coverage for unintentional flights, such as in a recent case near Kwintsheul. This effectively protects vulnerable road users in our horticulture municipality. (218 words)