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Direct Action Motor Vehicle Liability Insurance Westland

In Westland, in the event of a traffic accident, you can invoke **direct action** against your own **motor vehicle liability insurance** for personal injury or property damage. Discover the procedure and your rights at the District Court of The Hague.

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Direct Action Motor Vehicle Liability Insurance in Westland: rights after traffic accident

In the Westland region, under the jurisdiction of the District Court of The Hague, as a victim of a traffic accident you can directly invoke your own motor vehicle liability insurance (Wettelijke Aansprakelijkheid Motorrijtuigen) via direct action. You do not need to wait for the other party's insurer. Here you can read how this works, the steps and your rights.

What does direct action entail for motor vehicle liability insurance?

Direct action gives you, as a victim, the opportunity to approach your own liability insurer directly for compensation. Even if the other driver is at fault, your insurer handles the claim and recovers the costs later. This accelerates the settlement, especially with unknown or uninsured counterparties.

Regulated in the Motor Vehicle Insurance Act (WMV), ideal for Westland where there is a lot of traffic on roads such as the N213.

Legal basis

Laid down in:

  • Article 6:167 Civil Code – Liability rules.
  • Article 6:200 Civil Code – Motor vehicle liability.
  • WMV – Insurance obligation.
The District Court of The Hague handles disputes in Westland.

For whom in Westland?

Applies to:

  • Drivers and passengers with injury or material damage.
  • Cyclists, pedestrians and scooter riders hit by cars.
  • Westland agricultural vehicles in accidents.
Proof of fault is crucial; consult Westland Legal Advice Office if in doubt.

Step-by-step plan for direct action in Westland

Follow these steps for your claim:

  1. Report immediately:
    • Call the police in case of injury or significant damage.
    • Fill out the European accident report form.
  2. Contact insurer:
    • Report within 7 days and invoke direct action.
    • Provide policy number.
  3. Provide evidence:
    • Photos of damage and scene of the accident.
    • Witnesses and police report.
    • Repair invoices or medical bills.
  4. Submit claim:
    • Use the insurer's damage form.
    • Specify pain and suffering or repair costs.
  5. Receive payout:
    • Insurer pays out; recourse against the guilty party follows.

Important deadlines

  • 7 days: Report accident to insurer.
  • 3 years: Limitation period (art. 3:310 Civil Code).
In case of problems: Westland Legal Advice Office or proceedings at the District Court of The Hague.

Help in Westland

Contact Westland Legal Advice Office for free advice or engage a personal injury lawyer via the District Court of The Hague district. Acting quickly maximizes your compensation.