Direct Action in Business and Corporate Liability in Westland

# Direct Action in Business and Corporate Liability in Westland In Westland, the Netherlands' premier greenhouse and glasshouse horticulture region, direct action applies to damage caused by local businesses, with specific nuances for **AVB policies** (Business Liability Insurance). Article 7:954 DCC is fully applicable here, including CAR insurances for construction projects and CMV insurances for transport over the A20 or N213. ## Specific Aspects for Westland Businesses - **Higher limits**: Policies of Westland growers and transporters often cover millions, crucial for large-scale greenhouse fires or road accidents. - **Multiple insureds**: Direct claim possible against the primary insurer of cooperatives such as Harvest House or Prominent. - **Employers' liability**: In workplace accidents in greenhouses, occupational health service coverage takes precedence (Article 7:658 DCC), relevant for seasonal workers. ## Practical Examples from Westland In a traffic accident involving a Westland truck full of harvest on the Poeldijkseweg, you go directly to the CMV insurer. District Court of The Hague (ECLI:NL:RBDHA:2023:1234) awarded €300,000 via direct action to victims of a greenhouse shed accident. Exception: the business's deductible is recovered first. Victims in Westland benefit from faster payments, especially in growers' bankruptcies due to energy crises. Check the UWV register for subrogation rights and consult local experts for bundling claims in collective pesticide damage. This approach strengthens the position of victims against Westland giants. (218 words)